Loud, Old, Non-Commuter

This morning there was an older woman on our train who was clearly not a commuter. First, as the train left the station, she started looking around and asking people if anyone was going to tell the conductor that we were going in the wrong direction. We were not. She then proceeded to talk on the phone, loudly, for the next 40 minutes. She transferred $2000 out of her IRA and discussed her post-foot surgery plans with a friend. Kill me.